Ratepay becomes the exclusive PayPal Checkout payment by billing partner in Germany


Ratepay, part of the leading European PayTech Nexi Group, becomes the exclusive invoice payment partner for “PayPal Checkout” in Germany.

This means that German online merchants who use PayPal Checkout will in future be able to offer their customers white label payment by invoice from Ratepay.

Ratepay’s white label invoice payment can be offered by any German merchant who works with PayPal and who has been checked accordingly. Ratepay bears the entire processing with the buyer in the background as well as the risk of default. The connection is made possible by Ratepay’s new Payment API 2.0, which allows Ratepay payment methods to be flexibly, scalably and easily integrated with online payment service providers such as PayPal.

White label payment on account enjoys higher trust among customers than branded payment on account and leads to the highest conversion rate and lowest purchase abandonment rate. This is mainly because customers remain in the familiar environment of the store and are not led out of the merchant’s checkout.

Nina Pütz, CEO of Ratepay: “Buy now, pay later payment methods that include payment on account have become a global megatrend. We are proud to help even more merchants achieve greater growth with our white label invoice purchase through our new interface. »

Jörg Kablitz, Managing Director of PayPal DACH: “We are delighted that our merchants can also offer customers without a PayPal account a ‘buy now, pay later’ solution with Ratepay’s invoice purchase. Customer inquiries regarding commerce online are constantly increasing Seamless payment The process is an essential part of the customer journey.

PayPal has over 425 million customers worldwide and over 29 million customers in the DACH region. For Ratepay, the cooperation with PayPal is another important step on the way to shaping the payment of the future and expanding its position as a leading white label provider.


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